FAB Balance Check: Fast and Secure Balance Inquiry 2025

In today’s digital world, banking is literally at your fingertips, and FAB (First Abu Dhabi Bank) has made that possible. Now, FAB users have access to FAB Balance Check, send money internationally, grow your business and manage your finances online. FAB provides unique and secure solutions for every need.

FAB Balance Inquiry

From checking your FAB balance Enquiry at any moment, from any place, to managing complex financial goals, FAB Online Banking offers a full range of services that bring the bank to you. whenever and wherever you need it.

10 Ultra Fast Methods For Fab Balance Check Online

Without registering your Mobile Number for FAB online Banking, you cannot check FAB bank balance or do transactions online.

fab bank balance check 10 best methods — how to check fab bank balance online?

The registration process is not rocket science, screen demands one by one important instructions, and after filling them, you can be registered. However, I still provide a Table given below the Methods section, so you have a clear understanding at a Glance whether you have queries related to FAB balance or Ratibi card salary check online.

FAB Balance Check Using The PPC Inquiry Portal

It is specialized for ppc fab balance check and Prepaid Cards enquiry free.

Go to PPC Magnati Website: PPC Magnati

FAB Prepaid-card-inquiry-portal — **FAB Balance Check** Using The PPC Inquiry Portal

Enter the Last 4 digits of your card, Card ID, and Captcha (for human verification)

FAB balance check by magnati inquiry portal

Click Go

You will see the following information :
Current balance
Recent transaction history(Recent 5 to 10)
Card status(your card is active, expired, or blocked)
Reload options (If you hold a reloadable card like a gift card, travel card, etc, then the portal will provide you links directly to Payit or Fab branch so you can add money instantly)

This website uses SSL(Secure Socket Layer), a standard security technology that protects your personal information from third-party sites.

Tips and Troubleshooting

Maintain Accuracy: Double-check both the last four card digits and the full Card ID to avoid errors.
Portal Access Issues: If the portal fails to load, clear your browser or try another browser.
Additional support: For any problem, contact FAB Customer care online.
For UAE Resident Users: 600 52 5500
For Foreign ( international ) users: +971 2 681 1511

FAB Bank Balance Checking by FAB Mobile App

IF You want to check your balance through the app, then here is a complete guide for you. The app will ask for your mobile number. And in order to avoid complications, Please Enter the same Number you gave to FAB when opening an account or receiving a card.

Install the Fab mobile app:

Download or install the fab mobile banking app — FAB Balance Check by FAB Mobile Banking App

Select “Sign up” or” Log in”:
After opening the App you will see two main options

Register Your FAB Balance Account with Mobile number

Tap Register
Enter Your Mobile Number

The app will ask for your mobile number. And in order to avoid complications, Please Enter the same Number you gave to FAB when opening an account or receiving a card.

Type it in the correct Format

UAE numbers start with 9715XXXXXXXX
For international numbers, add your country code (without 00).

Verify With OTP(One Time password)

The Fab will instantly provide you with a 6-digit otp code via sms
Enter the code into the app.
This step proves that it's You Registering.

Provide your fab and card details

Your Account Number (if you have a FAB bank account)
or Your Prepaid Card (PPC) number (if you only use a FAB prepaid card)
or Your Credit Card number (if you have a FAB credit card)

Create your login Details

Choose a username
Create a strong passwor

Open the app and tap Already a Customer

fab bank balance check by fab mobile app

Log in with one of these:

login FAB mobile banking app salary balance check

your 16-digit FAB debit card number, or
your 16-digit FAB credit card number, or
Your FAB Customer ID.

Do the one-time checks the app asks for:
Scan your Emirates ID with the phone camera.
Do a quick face verification (follow the on-screen prompts).
This links your phone to your account and keeps it secure.

See your fab balance on the home screen.
Tap Accounts to see details for each account.

Small but useful things the app does

Shows all your accounts (savings, current, credit cards) in one place.
Lets you download statements (useful for work or rent).
Sends push alerts when money moves.
Lets you block/unblock cards or change your ATM PIN.
Lets you transfer money and pay bills.

Safety Tips For FAB Balance Check

Turn on biometric login (Face ID or fingerprint) if your phone supports it.
Don’t share OTPs or passwords with anyone.
Log out if you use a shared phone.
If you see strange activity.
call FAB immediately.

FAB Mobile Banking APP Troubleshooting & easy fixes

Can’t log in? Check internet, try again, or reinstall the app. If problem is not going, call FAB
Balance not updating? If your balance seems wrong or out of date, refreshing or logging out and back in can help your app show the most up-to-date ledger and available balances.
App slow or crashing? Update the app, restart the phone, or clear storage.
Think you’ve been scammed? Call FAB to block the card.

Fab Balance Check Salary via SMS

You can check FAB balance inquiry or salary check through SMS without requiring internet connection.

FAB Bank balance check via SMS — **Fab Balance Check Salary** via SMS

Make Sure SMS Banking Is Registered

Before checking FAB Balance via SMS, you need to be registered for SMS banking. Here’s how to do it in 2025:

Option 1: Register Through an FAB ATM

Insert your FAB debit card and enter your ATM PIN
Select SMS Banking → Register
Confirm your mobile number
Set a 4-digit SMS PIN
You’ll receive registration confirmation on screen and via SMS

Option 2: Register via Customer Care

Dial 600 52 5500 (UAE) or +971 2 681 1511 (International)
Request SMS Banking registration
Provide your account number, Emirates ID, and mobile number
Choose a 4-digit SMS PIN

Option 3: Register at an FAB Branch

Visit any FAB branch with your Emirates ID and debit card
Ask the teller to register you for SMS Banking
Fill out and sign the form
Choose a 4-digit SMS PIN

Your SMS PIN is different from your ATM PIN so, keep it secure and private.

Send an SMS to Check FAB Balance

Once registered, checking your balance is simple:

Open your phone’s SMS app
Make a new message:
To: 2121
Message: BAL XXXX
Replace XXXX with the last four digits of your FAB account number
Make sure there’s a space between BAL and your digits (BAL 1234)
Send the message

Step 3: Receive and Read Your Reply

Within 30–60 seconds, you’ll get an SMS from FAB-BANK showing:

Available Balance: Funds you can spend immediately
Ledger Balance: Total funds including pending transactions
Account Number: Masked, showing only the last four digits
Last Transaction: Most recent debit or credit

Tips & Best Practices (2025)

Use Registered Mobile Number
Exact Format: Always include a space between BAL and your digits (BAL 1234)
No Internet Needed:
SMS Fees: The bank might send you SMS alerts, but if you get charged, it’s because of your mobile provider ( (like Etisalat, Du, Verizon, etc.) not bank.
Quick Recheck: If you don’t receive a reply within 2 minutes, send the SMS again
PIN Security: Your SMS PIN is separate from your ATM PIN , don’t share it.

FAB Balance Check Via Phone Banking ( Best for Non-tech Users)

If you are in a situation where you don't have internet access or you are not a tech user then the phone banking is the best option for you. No internet, no app, just a quick phone call, and you’ll know your FAB account balance check or prepaid card balance right away.

Why Phone Banking is Best for Non-Tech Users

No smartphone required - works on any phone, even old Nokia phones
No internet needed
No apps to download
Human assistance available
Works in any language
Available 24/7

Steps :

Contact FAB customer support

For Foreigners: +971 2 6811511.
For UAE citizens: 600 52 5500.

Choose Your Language

The automated voice will ask for your language

a)Press 1 for English
b) Press 2 for Arabic

Now, click on the Balance Inquiry option

From the main menu, choose the option for “Account Services” or “Balance Inquiry.”

Provide your Details :

You have to provide some of the details asked by the system

Primary Information (One of the following)

16-digit FAB Account Number (from bank statement or passbook)
16-digit FAB Debit Card Number (front of your card)
16-digit FAB Credit Card Number (front of your card)
FAB Customer ID Number (provided when account opened)

Verification Details

Full Name (exactly as registered with FAB)
Emirates ID Number (15-digit number)
Date of Birth (DD/MM/YYYY format)
Registered Mobile Number (linked to your FAB account)

Security Information

PIN (4-digit ATM PIN for automated system)
Address (registered address may be asked for additional verification)

NOTE:- You don't have to provide all these details on every phone call. The automated system mostly asks for your account number and date of birth, while customer service representatives may ask for 2-3 verification details depending on security protocols.

Here is the table by which you can easily decide which one to use and why.

Feature	Automated Voice System (IVR)	Customer Service Representative

Phone Numbers

600 52 5500 (UAE)
+971 2 681 1511 (Intl)

Access

Menu prompts: 1-English, 2-Account Services, 1-Balance, 0-Agent

Press 0 or wait to speak to agent

Speed

2–3 min

3–7 min (may be longer at peak)

Language Support

Arabic, English

Arabic, English, others

Best For

Tech-savvy, quick checks, regular users

Non-tech, first-time users, complex queries

Availability

24/7

24/7 (longer waits at peak)

Info Required

Account number, DOB or PIN

Account number, name, Emirates ID, DOB, mobile

What You Get

Balance, total, last txn

Balance, total, last txn, account status, explanations

Pros

No wait, consistent, private

Human help, personalized, resolves issues

Cons

Confusing for beginners, limited functions

Wait times, must speak clearly, less private

Error Handling

Limited, may need to redial

Excellent, agent corrects mistakes

Extra Services

Balance, basic txn history

Balance, explanations, problem resolution, card blocking, service requests

Privacy

High

Medium

Reliability

Very reliable

Very reliable, human backup

Learning Curve

Moderate

Easy

Cost

Free/local charges

Wait Time

None

1–5 min (instant off-peak)

Peak Impact

None

Longer waits 9–11 AM, 1–3 PM, Sun–Thu

Additional Phone Banking Services You Can Use

You can use the phone banking services for :

Block Lost Card: report a lost or stolen debit/credit card
Check Due Payments: find out the upcoming loan
Transfer Money: move funds between your own accounts
Update Mobile Number: Change your registered phone number

How to Check FAB Balance via Online Banking (Official Website)

The FAB online banking portal is a secure and feature-rich way to check your balances, view transactions, and manage your accounts from any web browser , no app required. It’s perfect for desktop or laptop users who want full control of their banking.

Open the Official FAB Website

Open your favorite browser Chrome, Safari, Edge, etc.
Go to www.bankfab.com
Click Login Option at the top right corner
In Personal Banking section, click Personal Online Banking (UAE)

Now a screen opens in which you need to login and after logging in , you can instantly check your FAB Balance.

Log In to Your Online Banking

Enter your Username & Password
Click Login

Multi-Factor Authentication (MFA)

FAB will send a one-time password (OTP) to your registered mobile number or email
Enter the OTP and click Submit

This extra step keeps your account safe from unauthorized access.

View Your Dashboard

Once logged in, the Dashboard gives you an instant VEIW of your accounts:

Main Account Balance displayed at the top
Available Balance (what you can spend) and Ledger Balance (including pending transactions) shown side by side
Recent Transactions listed below your balances

Access Detailed Account Information

Click Accounts in the main menu
Select the account you want to view (Current, Savings, Credit Card)

Other details:

Available Balance: money ready to spend
Total Balance :includes pending transactions
Transaction History :detailed list with dates, amounts, and descriptions
Account Details : masked account number, currency, account status etc

Advanced Online Banking Features

Online banking is more than just checking balances. You can also:

Download e-Statements in PDF format
View mini statements (last 5–10 transactions)
Get official account certificates (bank-stamped)
Transfer funds within FAB or to other banks
Pay bills (utilities, telecom, etc.)
Manage beneficiaries This feature helps you control who can receive money from your account, making transfers faster and safer.
Stop cheque payments instantly

Security Measures You Should Know

FAB takes your online safety seriously:

Secure HTTPS connection (look for “https://”)
Automatic logout after inactivity
Multi-factor authentication via OTP
Device registration for trusted devices
Transaction alerts via SMS or email

Always log out after each session, especially on shared devices.

Troubleshooting Common Issues

Login Failure: Double-check your username/password, clear cache, or try another browser
OTP Not Received: Make sure your contact info is correct and request a new OTP
Balance Not Updating: Refresh the page or wait for end-of-day processes
Session Timeout: Log in again or adjust browser settings

How to Check FAB Balance at ATMs

Checking your First Abu Dhabi Bank (FAB) balance through an ATM is still one of the quickest and most reliable offline options in 2025. No internet or smartphone is needed, only your card and PIN.

How to Check Your FAB Balance at ATMs — fab Bank Balance Check at FAB ATM Machines

Find a Nearby FAB ATM

Use the official FAB Locator: Visit FAB official website for FAB Live locator
Or simply search on Google: Type “FAB ATM near me” on Google Maps for directions.
Or use the FAB Mobile App: Tap on “Locate Us” and then choose to see only ATMs that are close to where you are.

Popular 24/7 Locations in Dubai

ATM Locations Across the UAE

City	ATM Location	Operating Hours	Processing Time
Abu Dhabi	Khalifa Business Park, Al Qurm	24/7	Instant
Dubai	Dubai Mall, Lower Ground Level	24/7	Instant
Dubai	Dubai Marina, Marina Walk	24/7	Instant
Al Ain	Al Ain Mall, Near Main Entrance	24/7	Instant
Sharjah	Sharjah City Centre, Ground Floor	24/7	Instant
Ajman	Ajman City Centre, Ground Floor	24/7	Instant
Ras Al Khaimah	Al Naeem Mall, Al Qusaidat Area	24/7	Instant

Go to the ATM for FAB ATM balance Check

Look for the card slot (usually on the right side).

Insert your card with the chip facing up and forward.
Wait a few seconds until the ATM reads your card and shows the welcome screen.

Enter Your PIN

The screen will say, “Please enter your PIN.”

Carefully type your 4-digit PIN using the keypad.
Always cover the keypad with your other hand for privacy.
Press Enter (green button).
The ATM will verify your details—it only takes a few seconds.

Choose Your Language

Most ATMs let you pick between:

Select language for FAB Balance inquiry thorugh atm

English
العربية (Arabic)

Select “Balance Inquiry”

From the main menu, choose the Balance Inquiry option.
It may appear as “2. Balance Inquiry” or directly on the screen.

Select Your Account

If you have multiple accounts linked to the same card:

**Current Account **1234
**Savings Account **5678
**Credit Card Account **9999

Select the one you want to check.

View Your Balance

Once selected, your account balance details will appear on the screen, including:

Available Balance: the money you can use right now.
Total Balance: your full balance including pending transactions.
Account Number (last 4 digits) for reference.
Date & Time when the inquiry was made.

Print a Receipt (Optional)

If you want a printed record:

Click on print if you want get receipt for atm cash

Tap “Yes Print Receipt”
Otherwise, choose “No” to skip

After viewing your balance

Tap Exit or press the red cancel button.
Wait for the ATM to return your card.
Take your card and receipt immediately.
Make sure the screen resets to the “Welcome” page before leaving.

Common ATM Issues & Quick Fixes

Card Not Reading: Wipe the chip gently or try another ATM.
PIN Not Working: Enter carefully; if blocked, call FAB.
Balance Not Showing: Wait a few seconds and try again.

ATM Out of Service: Use another nearby FAB ATM or report the issue.

How to check FAB Bank Balance at Branch

If you are a non-tech person and prefer face-to-face and live conversation, then the Visiting Branch is the best Option. Make sure to visit Branch at Accurate Timing.

Go to the nearest FAB Branch

Visit the website FAB Branch Locator and check the location of branch which is very close to your Location

Prepare the Required documents

Original Emirates ID (must be valid)
FAB Debit or Credit Card (if available)
Otherwise, Your FAB Account Number

Visit the branch and take a queue ticket

Find a Ticket Machine at the Branch
Choose “Teller services” or “Account Inquiry” FROM THE LIST

After going through a simple process, you will receive a printed Queue number from the machine.

Wait for your Turn

Wait in the seating area until the automatic system calls your Queue Number or check the screen display where every customer queue number is shown one by one.

Speak with Teller

When your Queue Number was announced,g o to the Teller at the counter and tell him that you want to check your Balance like: “I would like to check my Bank Balance”

The Teller demands the following data:

Emirates ID (they will scan or inspect it)
FAB Card or Account Number
Full Name (as on your account)
Date of Birth (if needed)
Registered Mobile Number (sometimes)

Receive your Balance Information

The Teller or Employer will give you a printout of your Balance or just tell you your Balance

Available Balance
Total (Ledger) Balance

You can also get Extra services, if you want

Mini Statement (last 5–10 transactions)
Full Statement ( It means you can view or download your full account statement for any dates you select.)
Account Certificate (official bank-stamped document)

Note: The FAB Branches are only open from Sunday to Thursday (8 AM TO 2 PM) and are closed on Friday and Saturday.

FAB Balance Check Enquiry Using The Payit Wallet

If you prefer a simpler way to pay bills, send money or you prefer everything digital, or if you use a prepaid or government card, then FAB has opened the door for you by providing you with the Payit app. This app is officially provided by FAB bank UAE to make your Life easier.

There are some things you should gather before getting started with Payit for balance.

Emirates ID
UAE Mobile number for verification

Dowlond The APP

Go to the Google Play Store and download the PAYIT APP

NOTE: Make sure that you are downloading the official Payit app powered by FAB.

create an account

Select FAB ratibi salary Card for bank balance inquiry

Open the app and click “get started.” Now log in using your Fab account details
If you have a Ratibi card, then choose: Ratibi card holders”

FAB Payit Log in

Login in payit app for FAB bank balance salary card inquiry

Enter your 4-digit PIN
Use biometric authentication if enabled

Move towards the balance section

Click on "Wallet Balance" to view current funds
Your account balance will instantly display

Ratibi card Linking process

Ratibi card Linking process includes linking your Ratibi card to another FAB service ( PAYIT APP)

Troubleshooting Problems With Tips

Payit app Zero balance display

If your balance section shows nothing or “0”, eleven the funds exist?
No need to worry, just do these things
Ensure that the wifi connection is strong.
Log out and log back in.

Payit Balance not updating

For this

First, refresh the App
Clear the Payit App temporary storage (Settings → Apps → Payit → Storage → Clear Cache)
Now update the Payit app.

FAB Card balance not syncing with Payit

If you are not seeing the amount in your Payit wallet balance, but it is visible in your card account. If u are facing this problem, then now it will be the last time because here is how it works.

This problem is faced by users because of the temporary sync or linking issues.

🛠️ Quick Fix

Contact support

If the issues remain, Then get help or contact 600 54 3329

Witin UAE : 600 54 3329
Outside UAE: +971 2 499 6411
Email Support: [email protected]

Turn on the balance display

Go to the settings and turn on "Show Linked Card Balances".

3. 3 . Re-link your Card

First, remove your card and then again re-add your Ratibi/Dwallet card.

Refresh the app

By refreshing the app, it will work better.

FAB Balance Check through AI Virtual Agent

FAB’s AI Virtual Agent is a smart automated assistant that helps you with banking services. It is fast, secure, and available 24/7. You can speak to it just like you would to a real person for ratibi FAB balance checK.

How to Talk to the Virtual Agent

Call FAB Customer Care

For UAE Residents: Dial 600 52 5500
For Customers Abroad: Dial +971 2 6811511

Wait for the AI Virtual Agent to Answer

Once your call connects, you will hear FAB’s AI-powered voice assistant.
There’s no need for robotic commands; you should just speak naturally like you’re talking to a regular customer service agent.
The system uses advanced voice recognition to understand what you say.

Follow the Audio Prompts

Listen carefully to the instructions provided by the IVR (Interactive Voice Response) system.
The virtual agent will ask simple questions to guide you to the right service.
You just need to respond clearly and calmly.

Make Your Request

You can say:

“I want to check my account balance.”
“I need help with my credit card.”
“Can I speak to a customer service representative?”
The virtual agent understands normal conversation, so you don’t need to memorize exact keywords.

Complete Your Verification

For security reasons, the agent will ask for details like your account number, Emirates ID, or other identifying information.
Once verified, you can proceed with your request safely.
After that, you instantly listento your Balance through AI Voice.

What Makes FAB’s Virtual Agent Smart?

Multi-Factor Authentication: It uses advanced verification methods (like OTPs or ID confirmation) to keep your information secure.
Smart Decision Making: The AI can decide whether it can solve your issue or if it needs to transfer you to a human agent
Natural Conversation: Thanks to Natural Language Processing (NLP), the agent understands plain English (or Arabic) , no complicated commands needed.

What You Can Do with FAB’s Virtual Agent

Check your account balance
Get transaction history
Ask about account details or limits
Get help with credit or debit card issues
Request general banking information
Get transferred to a specific department for specialized help.

FAB Balance Check Through WhatsApp Current Status

If you’ve been hearing that you can check your First Abu Dhabi Bank (FAB) balance through WhatsApp, you’re not alone there’s been a lot of confusion about this RECENTLY.

FAB Does Not Offer WhatsApp Banking

FAB has not launched any official WhatsApp banking service. That means you cannot check your account balance, transfer money, or do any banking tasks through WhatsApp.

No WhatsApp banking features available from FAB
No official WhatsApp number for customer service or balance checks
One WhatsApp contact exists, but it’s only for reporting scams nd fraud (not customer banking)
Number: +1 704 771 0476

So, if someone messages you on WhatsApp claiming to be “FAB support” or offering “FAB WhatsApp banking,” it’s not official.

Why Confusion still exist

Because some sites and Youutbe Channels share old and outdated Data , Here the Official statement by FAB about Whatsapp banking:

“No WhatsApp Banking Service - FAB has not officially launched WhatsApp banking for customers” by FAB BANK

FAB Bank Balance Check Video Guide

FAB Balance Check Methods Overview

COMPARISON OF FAB BALANCE CHECK METHODS

FAB Mobile App

Speed: Instant (10 sec)
Availability: 24/7
Internet Required: Yes
Device Required: Smartphone
Fees/Charges: Free
Human Assistance: None
Multiple Accounts: All accounts
Transaction History: Complete
Print Receipt: Digital only
Additional Services: Full banking
Privacy Level: High
Technical Knowledge: Moderate
Language Support: Arabic/English
Security Level: Very High

FAB Official Website

Speed: Fast (30 sec)
Availability: 24/7
Internet Required: Yes
Device Required: Computer/Browser
Fees/Charges: Free
Human Assistance: None
Multiple Accounts: All accounts
Transaction History: Complete
Print Receipt: Digital only
Additional Services: Full banking
Privacy Level: High
Technical Knowledge: Moderate
Language Support: Arabic/English
Security Level: Very High

FAB SMS Banking

Speed: Fast (1-2 min)
Availability: 24/7
Internet Required: No
Device Required: Basic phone
Fees/Charges: SMS charges
Human Assistance: None
Multiple Accounts: One at a time
Transaction History: None
Print Receipt: None
Additional Services: Balance only
Privacy Level: High
Technical Knowledge: Basic
Language Support: Arabic/English
Security Level: High

Phone Banking

Speed: Moderate (5-10 min)
Availability: 24/7
Internet Required: No
Device Required: Basic phone
Fees/Charges: Free
Human Assistance: Live agent
Multiple Accounts: All accounts
Transaction History: Recent only
Print Receipt: None
Additional Services: Basic services
Privacy Level: Phone conversation
Technical Knowledge: Basic
Language Support: Arabic/English
Security Level: High

Fab ATM

Speed: Instant (30 sec)
Availability: 24/7
Internet Required: No
Device Required: None
Fees/Charges: Free (FAB ATMs)
Human Assistance: None
Multiple Accounts: Limited
Transaction History: Mini statement
Print Receipt: Physical receipt
Additional Services: Limited
Privacy Level: High
Technical Knowledge: Basic
Language Support: Arabic/English
Security Level: High

Branch Visit

Speed: Slow (15-30 min)
Availability: Sun-Thu 8AM-2PM
Internet Required: No
Device Required: None
Fees/Charges: Free
Human Assistance: Face-to-face
Multiple Accounts: All accounts
Transaction History: Complete
Print Receipt: Physical receipt
Additional Services: Full banking
Privacy Level: Public counter
Technical Knowledge: None
Language Support: Arabic/English
Security Level: Very High

POS Terminal

Speed: Fast (2 min)
Availability: Store hours
Internet Required: No
Device Required: None
Fees/Charges: May have fees
Human Assistance: Limited
Multiple Accounts: One card
Transaction History: None
Print Receipt: Basic slip
Additional Services: Very limited
Privacy Level: Store counter
Technical Knowledge: Basic
Language Support: Limited
Security Level: Moderate

Customer Care

Speed: Moderate (5-10 min)
Availability: 24/7
Internet Required: No
Device Required: Basic phone
Fees/Charges: Free
Human Assistance: Live agent
Multiple Accounts: All accounts
Transaction History: Recent only
Print Receipt: None
Additional Services: Basic services
Privacy Level: Phone conversation
Technical Knowledge: Basic
Language Support: Arabic/English
Security Level: High

The Best Method is the FAB Mobile APP

Fastest( Instant balance display in 10 seconds)
Most Convenient( Available 24/7 from anywhere)

Completely Free (No charges or fees)
Most Features ( Full banking services beyond balance)
Highest Security ( Biometric login + encryption)
Multiple Accounts ( View all accounts simultaneously)
Complete History ( Full transaction records)
Real-time Updates ( Live balance changes)
User-friendly ( Modern, simple, automatic display of balances on home screen)

Perfect For

Daily balance checking
Tech-comfortable users
People with smartphones
Those wanting full banking features

By the Way, for Ratibi Cards, the best method is Payit because its features match Ratibi Card's needs and services very well.

FAB Mobile APP is a best methods for balance check fab

Top Benefits of Checking FAB Balance Regularly

Catch fraud fast

What: Looking at your account often helps you find charges you don’t recognize (like weird subscriptions or withdrawals).
Why it matters: The sooner you see something wrong, the sooner you can report it and limit your loss.
Quick tip: If you see an unfamiliar charge, report it in your banking app and contact your bank immediately.

Avoid overdraft fees

What: Checking your available balance helps to save on daily spending.
Why it matters: Overdrafts and bounced payments can cost a lot in fees and a lot of stress.
Quick tip: Keep a small “buffer(Small package of Money) amount in your account (e.g., $50–$100) so accidental overspending doesn’t bite you.

Make sure transactions are correct

What: Regular checks let you confirm that every deposit and payment matches what you expected.
Why it matters: Banks sometimes make errors and you’re the one who can find and fix them.
Quick tip: Keep a short list or receipts for large purchases so you can match them quickly.

Spot duplicate or wrong charges

What: Sometimes a purchase posts twice because of a Digital Error . Frequent checks help you find duplicates fast.
Why it matters: You shouldn’t pay twice for the same thing and the bank can give your money back if you report it quickly.
Quick tip: Look for repeating amounts or identical merchants on the same day.

Understand your spending

What: Reviewing transactions shows where your money goes, coffee, groceries, subscriptions, etc.
Why it matters: Knowing your patterns makes budgeting realistic and helps you find areas to save.
Quick tip: After a week or month of checks, identify one habit you can reduce.

Make reconciliation easy

What: Reconciliation is matching your records (notes, app, or checkbook) to the bank’s records. Regular checks keep that process quick and simple.
Why it matters: You will find mistakes or forgotten entries before they gather and become confusing.
Quick tip: Reconcile once a week or at least when you get paid; it only takes 5–10 minutes and prevents headaches.

Protect your credit and financial reputation

What: Watching your balance helps you pay bills on time and avoid missed payments.
Why it matters: Timely payments and responsible account use improve your credit score and make loans cheaper later.
Quick tip: Use reminders or automatic payments to make sure you never miss a regular bill.

Improve cash flow management

What: Regular balance checks show you what money is coming in and going out.
Why it matters: Knowing timing (when paychecks arrive and bills are due) prevents shortfalls and keeps essentials paid on time.
Quick tip: Make a simple calendar of incoming funds and major bill dates, and check your balance a few days before each big payment.

Spot new automated debits and subscriptions early

What: Reviewing transactions helps you notice new, repeated charges or trials that rolled into paid subscriptions.
Why it matters: Canceling unwanted subscriptions quickly saves money and avoids small charges that add up.
Quick tip: Once a month, scan for repeating merchant names and decide whether to keep or cancel each subscription.

Prepare for large purchases

What: Knowing your real balance helps you plan the right time to book travel, pay rent, or make big one-time payments.
Why it matters: It prevents accidental overdrafts, declined payments, or complications from pending deposits.
Quick tip: Before a big purchase, check your “available balance” (not just ledger balance) and confirm any pending holds.

Optimize interest, rewards, and account perks

What: Some accounts give higher interest or remove charges when you keep a minimum balance or meet other conditions.
Why it matters: Regularly Checking your balance helps you earn more or save you money.
Quick tip: Note any required minimums in your banking app or a sticker on your wallet and check those numbers weekly.

Keep money talks calm with partners

What: If you share finances, staying aware of balances avoids surprises and makes joint planning smoother.
Why it matters: Honest reduces arguments and helps both partners make confident spending or saving choices.
Quick tip: Set a short weekly check-in (2–5 minutes) to review joint account activity and upcoming bills.

FAB Balance Inquiry Problems & Quick Solutions

Channel	Error	Easy Fix
Login	Wrong username or password	1. Make sure Caps Lock is off and you use the correct email/number format and PIN. 2. Re-enter slowly, checking each character. 3. Tap Forgot Password to set a new one via your registered mobile or email.
	Account locked	1. When you see “Account locked for X minutes,” wait that time. 2. After wait, log in again. 3. If still locked, tap Forgot PIN and follow on-screen steps to reset your PIN with OTP verification. 4. If unresolved, call FAB at 600 52 5500.
	OTP not received	1. Confirm your phone number in Settings > Profile. 2. Tap Resend OTP after 60 seconds. 3. Move to an area with better signal or switch between Wi-Fi and mobile data.
	Unregistered mobile number	1. Go to an FAB ATM: Card → PIN → SMS Banking → Register. 2. Enter your mobile number and choose a 4-digit SMS PIN. 3. Or visit a branch with Emirates ID to register your number.
ATMs	Balance not showing	1. Tap Back and reselect Balance Inquiry. 2. Try another FAB ATM location. 3. If still fails, on-screen select “Assistance” to call FAB for live support.
	Card not recognized	1. Wipe chip/magnetic stripe with a soft cloth. 2. Reinsert the card slowly until it clicks. 3. If rejected again, try a different ATM or visit branch for card replacement.
	ATM swallowed your card	1. Note the ATM ID on screen. 2. Go to the nearest FAB branch linked to that ATM immediately. 3. Present your Emirates ID and ATM ID; staff will retrieve your card.
SMS Banking	No reply	1. Send from the mobile number you registered. 2. Use exact format: BAL 1234 (replace 1234 with last four digits of account number). 3. Wait 1 to 2 minutes; resend if needed.
	Message failed to send	1. Ensure you have enough airtime or SMS credits. 2. Check network bars; move to better coverage. 3. Retry sending the SMS.
Mobile App	App won’t open or crashes	1. Close app fully, then reopen. 2. Restart your phone to clear memory. 3. Update the app via Play Store/App Store or reinstall if problem persists.
Online FAB Banking	Website won’t load or times out	1. Switch to a faster, stable Wi-Fi or mobile data. 2. Clear browser cache and cookies in Settings. 3. Try again after a few minutes in case of server maintenance.

What is FAB Bank(First Bank Of Abu Dhabi)?

First Abu Dhabi Bank(FAB) is the biggest bank in the United Arab Emirates(UAE).In 2017, First Gulf Bank (FGB) and the National Bank of Abu Dhabi(NBAD) merged to form FAB which became a Financial Powerhouse worldwide.

Highlights

Founded: through the merger of NBAD and FGB
Headquarters: Abu Dhabi, United Arab Emirates
Global Presence: Operations in over 19 countries across five continents
Total Assets (resources or property): Among the largest in the region
Credit Ratings: Strong ratings from leading international agencies

Core Services

Personal Banking: Current and savings accounts, loans, mortgages(Loans to get Home), credit cards and wealth management, etc.
Corporate and Investment Banking: Handle Trade finance and cash management, Access corporate loans, and capital markets.
Treasury Markets: Exchange currencies with foreign exchange services and Trade in money markets and derivatives.
Islamic Banking: ENJOY Sharia-compliant banking products through a dedicated Islamic bank branch
Digital Banking: USE the FAB Mobile App and online Banking. You also get benefits from smart fintech solutions and partnerships.

Purposeful Focus

Modernization: FAB is leading Digital Transformation in the UAE Banking sector
Environmental Responsibility: follow ESG principles and support long-term sustainable finance.
Customer Experience: Enhanced through advanced security, personalized services, and a wide branch & ATM network

TYPES OF FAB ACCOUNTS

Saving AccountGenerally, there are 3 types of FAB Accounts,

1. Saving Account
2. Current Account
3 .Digital Salary Account(Pauit plus)

Saving Account

It is a kind of Bank Account that helps you to save and grow your money. If you deposit money in the account, then the Bank offers you an appropriate amount of interest, which helps to increase your Bank Balance smartly.

Types of Saving Accounts:

Personal Savings Account
iSave Account
Elite Savings Account
Personal Call Account
Good For employees

Current Accounts

Current Account is designed for instant, everyday Transactions. It is ideal for daily businesses and individuals who need high access, daily transfers and additional features like Travel benefits and daily rewards.

Types of Current Account:

Personal Current Account
FAB One Account
Elite Current Account
FAB Etihad Guest Account
FAB Etihad Guest Elite Account

Digital Salary Account(payit plus)

It is like an Account in your hands, because it offers vast services like sending money internationally, online shopping, bills and payments and many more just in a few clicks anywhere, anytime.

It following services proved beneficial:

Put your salary straight into your digital wallet, no bank account needed.
No minimum balance. Keep what you earn.
Get a free physical card and a free virtual card for online shopping and ATM cash.
Transfers and bill payments are free, even cross-border ones.
AED 50 bonus: get it after 3 salary deposits in a row or if you spend AED 5,000 within 3 months.
No annual fees or hidden account charges.
Great exchange rates when you change currency.
100+ deals and discounts at popular shops and restaurants in the UAE (online and in stores).
Need cash? Send money and pick it up easily at a nearby MoneyGram location.

MoneyGram is a place like (a bank, convenience store or money transfer agent) where you can receive or send money.

How to open an FAB Account

There are several Methods to open an Account with FAB, but using the FAB Mobile App is the most convenient and irritation-free method. Just make sure that you have a Stable Internet Connection

How to Open a FAB Account via the Mobile App

Download the App
Start Your Application
Tap “Join FAB” to start the guided account-opening process.
Verify Your Identity
Scan Emirates ID: The app captures your name, ID number, photo, and expiry date automatically.
Take a selfie: Confirms you match your ID to prevent fraud.
Enter Personal Details: Mobile number, email, nationality, and employment status.
Provide Employment Info: Monthly salary (minimum AED 3,000), Employer name and contact (for verification).
Choose Account Type

Savings: Regular savings with interest.
Current: Daily transactions and cheque book access.
iSave: Goal-based saving with higher rates.

Submit Application and Relax

Hit Submit, and your information is securely sent to FAB.
Confirmation comes via SMS or email; the account is active within 2 business days.

Requirements

Valid Emirates ID
Smartphone with a good camera
Stable internet connection
Minimum salary AED 3,000

How to download FAB Statement from FAB Mobile App

Log In to the FAB App

Open the app and log in using your PIN or biometrics (fingerprint or Face ID).

2. Pick Your Account

Tap the account you want to document,like your salary‐credited savings or current account.

3. Go to Statements & Documents

Scroll down on your account page and tap “Statements & Documents.”

4. Choose the Timeframe

Last 3 Months: Perfect for most visa checks or quick proofs of income.
Last 6 Months: Good for larger transfers or detailed financial reviews.
Custom Range: Need a specific period? Select your start and end dates using the calendar picker.

5. Generate the PDF

Tap “Download” or “View PDF”. The app will gather all transactions, opening/closing balances, and fees into one neat PDF.

6. Save or Share

Save: Tap the download icon. The PDF will appear in your device’s Downloads folder.
Share: Tap the share icon to email or send it securely to banks, embassies, or service providers.

7. Double-Check the PDF

Make sure your PDF includes:

Your full name and account number
All transactions for the selected period
Opening and closing balances
FAB’s official logo and statement at the bottom

8. Submit with Confidence

Use this PDF to show:

Sufficient Funds: Proof of balances for transfers or visa requirements.
Stable Income: Evidence of regular salary deposits.
Trustworthiness: Detailed history shows transparent financial activity.

Keep the last 3 to 6 months of statements on your phone or cloud for quick access whenever proof of funds is needed.

Why you need it

Demonstrate Sufficient funds for large international transfers
Show balance for immigrant visa applications
Verify income via salary credits
Meet AML/KYC rules for big or unusual transactions
Support loan or credit card approvals
Resolve transaction disputes
Provide proof for landlords/utilities

Overall, you need to prove your financial standing for a visa, residency, or international transfer. FAB makes it simple to get a clear, official PDF of your account activity.

How to get a salary Certificate for FAB

There are several methods; all of the methods require the same Documents and the same steps but the fastest and most convenient is the FAB Mobile App method. Please make sure that you have a stable internet connection.

1. Log In

Open the FAB Mobile App on your smartphone.
Authenticate using your PIN, fingerprint, or Face ID.

Make sure your app is updated to the latest version for smooth access.

2. Access Services

Tap the menu icon (☰) in the top corner.
Select “Accounts & Documents” from the list.

3. Request Salary Certificate

This section contains all account-related documents and certificates you can request.

Under Document Requests, tap “Salary Certificate.”

The salary certificate is an official document that shows your credited salary for a specific period.

4. Select Account & Period

Choose the account where your salary is deposited (e.g., your savings or current account).
Pick the time period:
Last 3 Months: Ideal for visa applications or quick proofs of income.
Last 6 Months: Useful for loans or financial verification.
Custom: Tap to select a specific start and end date if required by your employer or authority.

Make sure the selected period includes all the salary entries you need.

5. Generate the Certificate

Tap “Generate Certificate.”
The app will compile your salary entries, including:
Monthly salary credited
Account number
Your name
FAB branding and official statement footer

In a few seconds, the PDF is ready,no waiting in line at a branch.

6. Download or Share

Download: Tap the download icon to save the PDF to your phone.
Share: Tap the share icon to send it directly via email or messaging to:
Your employer
Banks
Embassies
Rental agencies

The PDF is official and fully recognized by institutions requiring salary verification.

7. Verify the Certificate

Open the PDF to check that it includes:
Your full name
Account number
All salary entries within the selected period
FAB branding for authenticity

Double-checking ensures there are no missing details before submission.

8. Keep Copies Handy

Save a copy in your device storage or cloud for quick access.
Having 3–6 months of certificates ready can save time for future loan, visa, or rental applications.

ALSO,If you frequently need salary certificates, you can request multiple certificates for different periods directly from the app without visiting a branch. It’s completely digital, fast, and secure.

Document	What It Shows	When You Need It
FAB Account Statement	All transactions, balances, fees	Visa or loan applications; financial reviews
FAB Salary Certificate	Official record of salary deposits	Rental agreements; employer or embassy proofs

FAB balance Check FAQs

Yes, NBAD (National Bank of Abu Dhabi) and FAB (First Abu Dhabi Bank) are the same entity. In 2017, NBAD merged with First Gulf Bank (FGB) to form First Abu Dhabi Bank, with the combined bank adopting the FAB name and brand. The merger was completed on March 30, 2017, creating one of the largest banks in the Middle East.

Via FAB Mobile App:

Download the FAB Mobile app from App Store or Google Play
Log in using your credentials or biometric authentication
Your account balance appears instantly on the home screen

Via Online Banking:

Visit the official FAB website (bankfab.com)
Log in to your online banking account using your credentials
Access your dashboard where the balance is displayed along with recent transactions

No fees are charged for checking your FAB balance through :

FAB Mobile Banking app
Online Banking
FAB ATMs
SMS Banking (though some sources mention potential SMS charges may apply)

If you experience issues accessing your balance :

Contact FAB customer support at 600 52 5500 (within UAE) or +971 2 681 1511 (international)
Clear the app cache and data if using mobile app
Check for app updates in your device's app store
Ensure stable internet connection
Try alternative methods like ATM or SMS banking

Account balances are updated in real-time for most transactions. However, some deposits (like salary credits) may take a few hours to reflect in the mobile app, even though they appear immediately at ATMs. The system processes transactions instantly with real-time updates across all platforms.

Yes, FAB offers push notifications and alerts for account activities. You can customize notifications through the mobile app for:

Transaction alerts
Balance updates
Account activities
Security notificationsThe app provides smart push notifications that are customizable and informative.

FAB online balance checking is highly secure with multiple protection layers :

Advanced encryption for all data transmission
Biometric authentication (Face ID/fingerprint)
One-Time Password (OTP) verification
Smart fraud detection systems
Auto-logout for inactive sessions
24/7 monitoring for suspicious activities

No charges apply when checking your FAB balance at FAB ATMs. However, using non-FAB ATMs may incur fees depending on the ATM operator's charges. FAB provides extensive ATM network coverage across the UAE for free balance inquiries.

Yes, you can check your FAB balance from anywhere internationally using :

International customer service: +971 2 681 1511
FAB Mobile App (requires internet connection)
Online Banking (requires internet connection)

Limited options are available without internet :

SMS Banking: Send "BAL" to 2121 (charges may apply)
Phone Banking: Call customer service at 600 52 5500
ATM visits: Use any FAB ATM for balance inquiry

Access your salary information through :

Log in to FAB Mobile app or Online Banking
Navigate to "Account Statements" section
Select the desired statement period
View or download salary account statements
Statements are also sent monthly to your registered email

FAB's SWIFT Code is NBADAEAAXXX. This code is used for international wire transfers and corresponds to the bank's former NBAD identity, which remains in the SWIFT system.

FAB offers competitive interest rates across different account types :

iSave Account: Up to 4.25% per year on new deposits
Personal Savings: Up to 2.465% depending on balance
Elite Savings: 0.02% to 0.07% based on balance tiers
Interest rates are subject to change and vary based on account type and balance maintained.

inimum balance requirements vary by account type :

Personal Savings Account: AED 3,000 minimum monthly balance
iSave Account: No minimum balance requirement
Elite Savings Account: No minimum balance, but AED 3,000 required to earn interest

Yes, both the FAB Mobile App and website provide comprehensive transaction history features :

View detailed transaction records
Filter by date ranges
Download transaction statements
Track spending patterns
Export data for personal records

Yes, you can download bank statements for various periods including 6 months :

Access FAB Mobile app or Online Banking
Go to "Account Statements" section
Select your desired period (up to 6 months or more)
Download statements in PDF format
Statements are also available via registered email

A blocked amount refers to funds temporarily held or reserved in your account that cannot be accessed for transactions. This typically occurs due to:

Pending authorization holds from merchants
Security holds for suspicious activities
Funds reserved for scheduled payments
Court orders or legal holds
Overdraft protection reserves

If experiencing unexpected FAB mobile app issues :

Clear app cache and data: Settings > Apps > FAB Mobile > Storage > Clear Cache/Data
Update the app from App Store/Google Play
Restart your device
Check internet connectivity
Contact customer support: 600 52 5500
Reinstall the app if problems persist

To reset your FAB online banking password:

Visit the FAB website login page
Click "Forgot Password" option
Enter your registered details (Emirates ID/Account number)
Follow SMS/email verification steps
Create a new secure password
Alternatively, call customer service: 600 52 5500

If your FAB ATM card isn't working :

Reset your PIN via FAB Mobile app (Cards section)
Check card expiry date
Ensure sufficient account balance
Try different ATMs to isolate the issue
Contact customer service: 600 52 5500
Request card replacement if card is damaged
Temporarily freeze/unfreeze card via mobile app

You can obtain your International Bank Account Number (IBAN) through :

FAB Website: Use the IBAN Generator tool
FAB Mobile App: Find IBAN under account details on home page
Account statements: IBAN is displayed on all statements
Customer service: Call 600 52 5500

FAB does not appear to have a dedicated WhatsApp banking service based on available information. However, you can contact customer support through :

Phone: 600 52 5500 (UAE) or +971 2 681 1511 (International)
Email: [email protected]

FAB SMS banking availability internationally is limited. While you can send SMS commands like "BAL" to 2121 , international SMS charges from your telecom provider will apply. For international customers, it's recommended to use:

FAB Mobile App with internet connection
International customer service: +971 2 681 1511

FAB Balance Check Final Verdict

If you’re connected with FAB Bank, you’re already enjoying next-level benefits and professional banking services. But managing expenses, checking your FAB bank balance, and preparing important documents like salary certificates or FAB bank statements often require shifting between different platforms. What if all of this could be done through one single platform?

The FAB Mobile App is that treasure, a complete digital banking solution in your hands. From checking balances, tracking expenses, and fund transfers to generating official statements and salary certificates, everything is instant, secure, and convenient. It’s like having your bank at home, making online banking, mobile banking, and account management simpler, faster, and smarter.

نايان نيراج

Hi, I'm Nayan and I love helping people understand banking better. With significant background and real-world experience in banking sector, I built this site to share practical tips and empower others to get the best from their telecom and banking choices.