Question 1

Is FAB Zero Balance Account truly zero balance?

Accepted Answer

YES. You can have exactly 0 AED in account. No minimum required ever.

Question 2

How to open FAB bank zero balance account fastest?

Accepted Answer

Via mobile app takes 3-5 minutes. This is fastest method.

Question 3

FAB zero balance account requirements - what documents?

Accepted Answer

Just Emirates ID and passport. Nothing else needed.

Question 4

Does FAB current account have zero balance option?

Accepted Answer

Current accounts have different rules. For zero balance, use iSave.

Question 5

Can I earn interest in FAB zero balance account?

Accepted Answer

YES. 5.60% campaign rate on new funds deposited from 1 September to 31 December 2026; standard rates are up to 2.465% to 3.251% or lower, depending on balance.

Question 6

Is FAB zero balance account safe?

Accepted Answer

YES. FAB is largest bank in UAE. Money is completely safe.

Question 7

Can I withdraw money anytime?

Accepted Answer

YES. Unlimited withdrawals, no restrictions, no penalties.

Question 8

Do I need to keep salary in this account?

Accepted Answer

NO. Salary transfer is completely optional.

Question 9

What happens if I don't use account for 6 months?

Accepted Answer

FAB's rules on inactive or dormant accounts are set out in its General Terms and Conditions for Accounts on bankfab.com. Please check them or call FAB on 600 52 5500.

Question 10

Can I close account anytime?

Accepted Answer

YES. A fee of AED 105 applies only if the account is closed within six months of opening.

fab zero balance account

How To Open FAB Zero Balance (iSave)Account Online 2026

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